Consumer Durable Loan
A consumer durable loan is a credit/finance option for the purchase of household appliances, electronic goods etc.Consumer installment loans, including car loans, student loans, and home mortgage loans, are examples of consumer loans. Other examples of consumer loans include certain revolving credit products, such as consumer credit cards and personal lines of credit.
Consumer Durable Loan Eligibility Criteria
FinCap seamlessly offers online Consumer Durable loans. From Consumer Durable loan instant approvals to quick disbursement, we’ve simplified finance for you.
  • No restrictions on usage of the loan amount: Unlike other loans, you are free to use the instant Consumer Durable loan amount for any of your urgent requirements.
  • No collateral requirement: If you are applying for an online Consumer Durable loan through FinCap, you don't need to pay or pledge security to get the best Consumer Durable loans online (unlike the conventional way of collateral or security deposit).
  • Flexbile repayment: You are free to choose the duration of the online Consumer Durable loan, but the main product is an enhancement to the salary and can be availed for a month. You can repay your loan at your convenience. To calculate Consumer Durable loan interest rates, use our Consumer Durable loan EMI calculator.
Age Between 21 and 25 Years
Metro cities: Minimum salary - ₹18,000
Non-metro cities: Minimum salary - ₹15,000
Residence: Must be a resident of India
Documents Required For A Consumer Durable Loan

A Selfie


Open your front camera and click the selfie.

Identity Proof


Passport/Aadhaar card/PAN card/driver's license

Address Proof


Passport/a rental agreement/utility bills/voter’s ID

Proof of Income


Bank Statements and salary stubs for the last 3 to 6 months