Digital Lending
RR FinCap is a tech-led NBFC empowering the small and emerging businesses of India. RR FinCap was born with an aim to minimize financial barriers and maximize growth for deserving businesses.At RR FinCap, we provide collateral-free, flexible financing for small and growing businesses. Our products are uniquely designed to serve the financial requirements of the MSMEs in the Indian landscape. We nurture growing businesses with finances at the right time in order to unlock their growth potential.
Digital Lending Loan Eligibility Criteria
FinCap seamlessly offers online Digital Lending loans. From Digital Lending loan instant approvals to quick disbursement, we’ve simplified finance for you.
  • No restrictions on usage of the loan amount: Unlike other loans, you are free to use the instant Digital Lending loan amount for any of your urgent requirements.
  • No collateral requirement: If you are applying for an online Digital Lending loan through FinCap, you don't need to pay or pledge security to get the best Digital Lending loans online (unlike the conventional way of collateral or security deposit).
  • Flexible repayment: You are free to choose the duration of the online Consumer Durable loan, but the main product is an enhancement to the salary and can be availed for a month. You can repay your loan at your convenience. To calculate Consumer Durable loan interest rates, use our Consumer Durable loan EMI calculator.
Age Between 21 and 25 Years
Metro cities: Minimum salary - ₹18,000
Non-metro cities: Minimum salary - ₹15,000
Residence: Must be a resident of India
Documents Required For A Digital Lending

A Selfie


Open your front camera and clickthe selfie.

Identity Proof


Passport/Aadhaar card/PAN card/driver's license

Address Proof


Passport/a rental agreement/utility bills/voter’s ID

Proof of Income


Bank statements and salary stubs for the last 3 to 6 months